Medicare is health insurance for people 65 or older. You’re first eligible to sign up for Medicare 3 months before you turn 65. You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig’s disease).
Turning 65 And New To Medicare? What's Next?
If you’re close to 65, but NOT getting Social Security or Railroad Retirement Board (RRB) benefits, the first step is to enroll in Medicare Parts A and B.
Once you have a Medicare Part B effective date, you are eligible to enroll in supplement, advantage, and prescription drug plans. There are lots of options available to you, make sure to request a consult to make sure that you are enrolling in a plan that fits your needs!
Contact Social Security office at 800-772-1213
Apply online at Social Security at https://www.ssa.gov/
Apply in person at your local Social Security office**Best method. Tip: Arrive 30 minutes prior to opening for shortest wait time
Ever year there is an Annual Enrollment Period (AEP) when you can join, drop, or switch to another Medicare Advantage Plan (or add or drop drug coverage). You may also:
~Switch from Original Medicare to a Medicare Advantage Plan
~Join a Medicare drug plan if you're in Original Medicare
~Switch from one Medicare drug plan to another if you're in Original Medicare
In addition to that, there is an Open Enrollment Period (OEP) when you can:
~Switch to another Medicare Advantage Plan with or without drug coverage
~Drop your Medicare Advantage Plan and go back to Original Medicare
~Join a Medicare drug plan
Lastly, there are Special Enrollment Periods (SEPs) that can be triggered by life events like moving to a new address, losing or changing your current coverage, getting Medicaid or get Extra Help paying drugs costs, and more that may give you enrollment opportunities throughout the year.
"We do not offer every plan available in your area. Any information we provide is limited to those plans that we do offer in your area. We are contracted with 65 out of 92 available plans. Please contact Medicare.gov or 1-800-MEDICARE, to get information on all of your options."
Tustin, CA 92780
714-310-7910
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